Banking & Finance

We have a long history of representing San Antonio and South Texas banks and financial institutions in the legal aspects of virtually every phase of the banking business. Our attorneys’ extensive experience with a broad spectrum of banking and lending issues makes us the firm of choice for clients seeking legal counsel for a banking matter.

AREAS OF EXPERTISE
Lending
  • Real estate mortgage loans.
  • Asset-based financing arrangements.
  • Construction and land development loans.
  • Interim and permanent loans.
  • Aircraft and marine financing.
  • Acquisition financing.
  • Letter of credit transactions.
  • Oil and gas industry lending.
  • Equipment financing.
Regulatory Matters
  • Requests for customer records and privacy laws compliance.
  • Predatory lending and loan flipping.
  • Bank Secrecy Act and anti-money laundering laws.
  • USA PATRIOT Act mandates.
  • Bank products and marketing.
  • Equal Credit Opportunity Act compliance.
  • Community Reinvestment Act compliance.
Work-Outs and Foreclosures
  • Troubled-debt restructuring and work-outs.
  • Commercial real property foreclosures involving projects of any size and complexity.
  • Residential real property foreclosures, including home equity loans.
  • Personal property (UCC) repossessions and foreclosures.
  • Arrangements in lieu of foreclosure for both real and personal property.

Our Banking & Finance Team